24 Hour In-Home Care
for the Ones You Love
Our goal is to help our clients remain independent in their home for as long as possible. However, we understand that most people do not have unlimited funds to pay for care. There are several options available to help pay for long-term home care and lighten your family's financial burden. Listed below are some creative options to help your loved one remain in their own home.
Long-Term Care Insurance
Long-term care insurance helps cover the cost of in home care or in a nursing facility. It helps protect your loved one's assets and can cover much of the cost of home care, depending on the policy terms. Sheppard's Helping Hands has a relationship with many of these insurance carriers.
If your loved one has equity in their home, they may be able to qualify for a reverse mortgage. A reverse mortgage is a loan against your home that you do not have to pay back for as long as you live there. With a reverse mortgage, you can turn the value of your home into cash without having to move or to repay the loan each month. These funds can then be used to pay for home care.
The Veterans Administration offers programs that can reimburse veterans for home care based on certain qualification criteria , such as income and needs. To learn more about these programs, please visit http://benefits.va.gov/benefits/
Department of Energy
The Energy Employees Occupational Illness Compensation Program Act (EEOICPA) offers assistance with your expenses for those who suffered from illness related to their time spent working for the Department of Energy. To learn more about these programs, please click here.
Additional State & Local Programs
In our area, there are limited local programs to assist with short term needs. Please contact our office for more information.